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For example, if you purchased your HDB flat at $500,000 and its valuation at the point was $530,000, the Valuation Limit will be $500,000. This means that your Withdrawal Limit will be $600,000, or 120 per cent of the Valuation Limit. With UOB Instant Home loan approval, you can get an in principle approval online, in the comfort of your home within minutes.
Gain access to our Senior Property Specialists who are equipped with a wealth of industry experience to offer you financing advice and customised financing packages suited to your needs. When buying property , you need to engage a lawyer for legal contracts for the sale and purchase of the property . You can request your Lawyer to give you an estimate of such stamp fees, legal fees and disbursements that will be incurred in the purchase of the property . In addition to the property purchase price, you will have to make provision for the Legal Fee, Stamp Duty, Property Tax & Income Tax. 1Instant approval refers to a conditional approval for a UOB Property Loan, and is granted based on the information provided by the applicant.
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Through a series of acquisitions, it is now a leading bank in Asia. Besides Far Eastern Bank in Singapore, UOB's major banking subsidiaries in the region are United Overseas Bank , United Overseas Bank , PT Bank UOB Buana and United Overseas Bank . You can get an idea of the current market prices from recent HDB resale transactions.
Before you decide to upgrade to a larger or private property, you should speak to your bank to confirm how much you can borrow to upgrade to a new property. Stamp duty is a tax on executed document relating to properties or interest in properties . These documents include a lease, sales & purchase, gift or mortgage of property . If the permitted residential property purchased is completed with TOP issued, instalment will be payable upon the drawdown of the loan and the instalments calculated are based on the full loan amount and loan tenor. Enjoy preferential interest rates for abridging loan.Terms and conditions apply.
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Statement of CPF withdrawn under Public Housing Scheme and 6 month's loan statements . A home loan that is flexible enough to accommodate all your financial needs. You can request for UOB to handle everything, from application submission to delivering the documents to your doorstep. You can withdraw surplus cash from your prepaid amount, anytime you want, for emergencies or any other reason. Fill up the details and our Home Loan specialists will reach out to you within the next business day. UOB may vary or suspend or terminate this Promotion without notice.
Other benefitsSubmit your application online & our banker will be in touch with you to share more on our limited time promotional offers. Valid only for direct applications without third party referrals. T&Cs apply.Additional notesPromotional rates are available for a limited period and only valid for completed residential properties in Singapore, for your new purchase or refinancing from another bank/HDB. Subject to minimum loan size.Pegged to the 3-month Compounded SORA that is published onMAS' website.
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Valuation subsidy is subject to clawback if the loan is repaid in full within 3 years from 1st loan disbursement date. If you already have an existing residential property loan, the refinancing is up to 100% of your loan outstanding, or 90% of the property market value, whichever is lower. If this is your first housing loan in Singapore, the financing is up to 75% of the purchase price or property market value, whichever is lower. Above rates quoted are indicative and valid for completed residential properties in Singapore, for new purchase or refinancing from another bank/HDB. Promotion is only valid for Private Residential Property, for new purchase or refinancing from another bank and selected loan packages only.
Up to 35 years or 75 years of age at end of loan tenor, whichever is earlier, and remaining lease of at least 30 years at the end of loan tenor. Enjoy flexible options to pay down your loan partially or customise your loan to ensure you get the most out of it. Apply for a UOB Property Loan online and obtain instant approval1 within minutes. Get up to S$3,000 worth of rewards when you refinance with us or up to S$800 gift card when you take up a new loan.
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If you are planning to sell your current flat, please visit the HDB website to find out how to get a valuation on your property. With the UOB HDB Home Loan, you enjoy maximum interest savings, flexibility, convenience and a host of other benefits. The bank is powered by strong front line of customer service which can be reachable easily from anywhere around the country. You can as well reach the bank’s customer service from abroad by calling a specific number or sending your inquiries via electronic mails. Repayment can also be stretched over a period of up to 30 years, or up to 65 years of age . You can pay more than your monthly installment to save more interest.
UOB Malaysia are committed to providing financial services that put it right on course in achieving it mission. The UOB HDB Home Loan gives you financing of up to 80% of the purchase price or valuation of your property . When you sell your HDB flat, you can use the net sales proceeds to purchase your next property.
Enjoy a loan of up to 75% of the purchase price of your new property, or thevaluationof your new home, whichever is lower. Rates and benefits will only be confirmed upon issuance of Letter of Offer. We hope more clients would see the benefits of working with us over the long term . By supporting a mortgage comparison site, you are helping to make information transparent and ensuring that the dynamcis of a free market will continue to deliver lower rates and more bargaining power to the consumer.
In Singapore, UOB plays simply the market leaders role, when it comes to home loans, credit cards and loans for small businesses. With its extraordinary support, in 2011, it was honoured as the Best Retail Banker in Singapore and The Best SME banking group in the 10th International Excellence in Retail Financial Services Awards Program, organized by Asian Bankers. The 3 local banks collectively command more than 80% of the local mortgage market and most are familiar with their brands and have some sort of banking relationship with one or the other be it credit card or savings account. However, not all are familiar with their mortgage loan features which can be quite different and unique to each bank. Bridging Loans can be used for the purchase of private properties, HDB flats and Executive Condominums or ECs.
Property Tax is a tax on the property , and is payable by the owner whether or not the property is owner-occupied, rented out or vacant. Property Tax is calculated based on a percentage of the Annual Value of your property . The Association of Banks in Singapore's Consumer Guide on Home Loans is available and you are encouraged to get a copy from the bank and read it before committing to a loan. This guide is also available on the MoneySENSE and ABS websites in four official languages.
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